{"id":2161319,"date":"2026-11-01T23:35:54","date_gmt":"2026-11-01T22:35:54","guid":{"rendered":"https:\/\/kohenavocats.fr\/?page_id=2161319"},"modified":"2026-11-04T19:35:29","modified_gmt":"2026-11-04T18:35:29","slug":"blocked-investments-lawyer-paris","status":"publish","type":"page","link":"https:\/\/kohenavocats.fr\/en\/blocked-investments-lawyer-paris\/","title":{"rendered":"Blocked investments lawyer in Paris: frozen savings, evidence and collective action"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2161319\" class=\"elementor elementor-2161319 elementor-2160706\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-v5bd59a e-con-full e-ecs-flex e-flex e-con e-parent\" data-id=\"v5bd59a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-v5bd59aw elementor-widget elementor-widget-html\" data-id=\"v5bd59aw\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"kcv\" id=\"kci-root\" data-refresh-marker=\"expertise-fr-avocat-placements-bloques-paris-20261101\">\n<section class=\"kcv-hero\" aria-labelledby=\"kch-h1\">\n  <div class=\"kcv-in\">\n    <div class=\"kcv-head\">\n      <p class=\"kk\">Withdrawal refused, release fees, vanished platform: savers and private investors<\/p>\n      <h1 id=\"kch-h1\"><em>Blocked investments lawyer<\/em> in Paris:<span class=\"kcv-tail\"> frozen savings, evidence and collective action.<\/span><\/h1>\n      <p class=\"kcv-sub\">A blocked investments lawyer in Paris can act when your investment platform refuses a withdrawal, demands a tax or fees before any refund, or stops answering. Before you send another euro, the evidence has to be secured, the accounts that received the funds identified, and a choice made between an action against the bank, a criminal complaint and the collective route.<\/p>\n      <div class=\"kcv-btns\">\n        <a class=\"kcv-fb kcv-fb-tel\" href=\"tel:+33646605822\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"currentColor\" stroke=\"none\" stroke-width=\"0\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1.9.4 1.8.7 2.7a2 2 0 0 1-.5 2.1L8 9.8a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.8.6 2.7.7a2 2 0 0 1 1.7 2z\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Call the firm<span class=\"kcv-fb-n\">06&nbsp;46&nbsp;60&nbsp;58&nbsp;22<\/span><\/span><\/a>\n        <a class=\"kcv-fb kcv-fb-mail\" href=\"#kch-form\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2.5\" y=\"4.5\" width=\"19\" height=\"15\" rx=\"2.5\"\/><path d=\"m3.5 6.5 8.5 6.5 8.5-6.5\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Send your documents<span class=\"kcv-fb-n\">confidential form<\/span><\/span><\/a>\n      <\/div>\n      <p class=\"kcv-urg\">Do not pay any sum presented as a tax, a release fee or a withdrawal guarantee. Keep the website, the exchanges and the statements before the platform closes your access.<\/p>\n    <\/div>\n    <div class=\"kcv-stagewrap\"><div class=\"kcv-stageshadow\"><div class=\"kcv-stage\">\n      <link rel=\"preload\" as=\"image\" href=\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2026\/10\/kohen-v3-expertises\/kohen-fr-droit-bancaire-paysage-20261025.webp\" media=\"(min-width:761px)\" fetchpriority=\"high\">\n      <link rel=\"preload\" as=\"image\" href=\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2026\/10\/kohen-v3-expertises\/kohen-fr-droit-bancaire-paysage-1080-20261025.webp\" media=\"(max-width:760px)\" fetchpriority=\"high\">\n      <div class=\"kcv-media\" aria-hidden=\"true\" style=\"--kcv-img:url('https:\/\/kohenavocats.fr\/wp-content\/uploads\/2026\/10\/kohen-v3-expertises\/kohen-fr-droit-bancaire-paysage-20261025.webp');--kcv-img-m:url('https:\/\/kohenavocats.fr\/wp-content\/uploads\/2026\/10\/kohen-v3-expertises\/kohen-fr-droit-bancaire-paysage-1080-20261025.webp')\"><\/div>\n      <div class=\"kcv-panel kcv-glass\" id=\"kch-form\">\n        <div class=\"kcv-panel-head\">\n          <div>\n            <p class=\"kcv-panel-k\">Blocked investments \u00b7 Paris<\/p>\n            <h2 class=\"kcv-panel-t\">Get a <em>first analysis<\/em><\/h2>\n            <p class=\"kcv-panel-l\">Send the account statements, the transfer orders, the screenshots of the dashboard and the exchanges with the so-called adviser: the firm reviews the chronology and the possible remedies.<\/p>\n          <\/div>\n          <div class=\"kcv-chip kcv-glass\"><p class=\"kcv-chip-n\">24 \u00e0 48 h<\/p><p class=\"kcv-chip-x\">first legal<br>review<\/p><\/div>\n        <\/div>\n        <div class=\"kcf-wrap\">\n<form id=\"kcf-2form\" data-kcf data-api-url=\"https:\/\/kohenavocats.fr\/wp-json\/kohen-form\/v1\/submit\" data-vps-url=\"https:\/\/upload-fr.46-224-152-225.sslip.io\/submit\" data-max-size=\"1073741824\" data-max-files=\"500\" novalidate enctype=\"multipart\/form-data\">\n  <input type=\"hidden\" name=\"rendered_at\" value=\"1776847557\">\n  <div class=\"kcf-hp\" aria-hidden=\"true\"><label for=\"kcf-2website\">Do not fill in<\/label><input id=\"kcf-2website\" name=\"website\" type=\"text\" tabindex=\"-1\" autocomplete=\"off\"><\/div>\n  <div class=\"kcf-price\">\n    <span class=\"kcf-price-amount\">\u20ac80<small>incl. VAT<\/small><\/span>\n    <div class=\"kcf-price-body\">\n      <p class=\"kcf-price-text\"><strong>Preliminary review of your case.<\/strong> Examination of your documents and a first written analysis by Reda Kohen, within 24 to 48 business hours. Payment is made online after this form is sent.<\/p>\n      <ul class=\"kcf-price-meta\">\n        <li>Up to 1 GB of documents, folders and subfolders accepted<\/li>\n        <li>Secure payment, no banking data stored<\/li>\n        <li><a href=\"\/conditions-etude-prealable\/\" target=\"_blank\" rel=\"noopener\">Terms and fee agreement<\/a><\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n  <div class=\"kcf-row\">\n    <div class=\"kcf-group\">\n      <label class=\"kcf-label\" for=\"kcf-2name\">Full name<\/label>\n      <input class=\"kcf-input\" type=\"text\" id=\"kcf-2name\" name=\"name\" placeholder=\"Your name\" required autocomplete=\"name\" aria-describedby=\"kcf-2name-err\">\n      <p class=\"kcf-field-error\" id=\"kcf-2name-err\" role=\"alert\"><\/p>\n    <\/div>\n    <div class=\"kcf-group\">\n      <label class=\"kcf-label\" for=\"kcf-2phone\">Telephone <span class=\"kcf-optional\">(optional)<\/span><\/label>\n      <input class=\"kcf-input\" type=\"tel\" inputmode=\"tel\" id=\"kcf-2phone\" name=\"phone\" placeholder=\"06 00 00 00 00\" autocomplete=\"tel\" aria-describedby=\"kcf-2phone-err\">\n      <p class=\"kcf-field-error\" id=\"kcf-2phone-err\" role=\"alert\"><\/p>\n    <\/div>\n  <\/div>\n  <div class=\"kcf-group\">\n    <label class=\"kcf-label\" for=\"kcf-2email\">Email address<\/label>\n    <input class=\"kcf-input\" type=\"email\" id=\"kcf-2email\" name=\"email\" placeholder=\"your@email.com\" required autocomplete=\"email\" spellcheck=\"false\" autocapitalize=\"off\" aria-describedby=\"kcf-2email-err\">\n    <p class=\"kcf-field-error\" id=\"kcf-2email-err\" role=\"alert\"><\/p>\n  <\/div>\n  \n  <div class=\"kcf-group\">\n    <label class=\"kcf-label\" for=\"kcf-2message\">Message<\/label>\n    <textarea class=\"kcf-textarea\" id=\"kcf-2message\" name=\"message\" placeholder=\"Briefly describe your situation...\" required aria-describedby=\"kcf-2message-err\"><\/textarea>\n    <p class=\"kcf-field-error\" id=\"kcf-2message-err\" role=\"alert\"><\/p>\n  <\/div>\n  <div class=\"kcf-group\">\n    <label class=\"kcf-label\">Attachments <span class=\"kcf-optional\">(optional, 500 files max, 1 GB)<\/span><\/label>\n    <div class=\"kcf-dropzone\" id=\"kcf-2dropzone\">\n      <svg class=\"kcf-dropzone-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"\/><polyline points=\"17 8 12 3 7 8\"\/><line x1=\"12\" y1=\"3\" x2=\"12\" y2=\"15\"\/><\/svg>\n      <p class=\"kcf-dropzone-text\"><strong>Click<\/strong> or drag your files here<br>All formats accepted (PDF, Word, images, etc.)<\/p>\n      <input type=\"file\" name=\"attachments\" id=\"kcf-2files\" multiple>\n    <\/div>\n    <div class=\"kcf-file-list\" id=\"kcf-2filelist\"><\/div>\n    <div class=\"kcf-progress\" id=\"kcf-2progress\">\n      <div class=\"kcf-progress-bar\"><div class=\"kcf-progress-fill\" id=\"kcf-2progressfill\"><\/div><\/div>\n      <p class=\"kcf-progress-text\" id=\"kcf-2progresstext\">Sending...<\/p>\n    <\/div>\n  <\/div>\n  <button type=\"submit\" class=\"kcf-btn\">\n    <span class=\"kcf-spinner\"><\/span>\n    <span class=\"kcf-btn-text\">Pay \u20ac80 and send my case<\/span>\n  <\/button>\n  <div class=\"kcf-msg\" role=\"status\" aria-live=\"polite\" aria-atomic=\"true\" tabindex=\"-1\"><\/div>\n  <p class=\"kcf-note\">Payment constitutes a request for immediate performance of your analysis. 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l'\u00c9tat.\",\"auteur\":\"data.gouv.fr\",\"paraphrase\":true,\"libelle\":\"Voir la fiche sur data.gouv.fr\"},{\"titre\":\"Commentaires des d\u00e9cisions de justice par l'IA g\u00e9n\u00e9rative\",\"url\":\"https:\/\/www.data.gouv.fr\/reuses\/commentaires-des-decisions-de-justice-par-lia-generative\",\"citation\":\"R\u00e9utilisation des donn\u00e9es publiques de justice publi\u00e9e par Kohen Avocats et r\u00e9f\u00e9renc\u00e9e sur data.gouv.fr.\",\"auteur\":\"data.gouv.fr\",\"paraphrase\":true,\"libelle\":\"Voir la r\u00e9utilisation sur data.gouv.fr\"}]},\"awwwards\":{\"nom\":\"Awwwards\",\"articles\":[{\"titre\":\"Kohen Avocats, site nomm\u00e9 aux Awwwards\",\"url\":\"https:\/\/www.awwwards.com\/sites\/kohen-avocats\",\"citation\":\"Le site du cabinet figure parmi les sites nomm\u00e9s (\u00ab Nominee \u00bb) par Awwwards, r\u00e9f\u00e9rence internationale du design web.\",\"auteur\":\"Awwwards\",\"paraphrase\":true,\"libelle\":\"Voir la fiche sur 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\u00e0 la location ?\",\"url\":\"https:\/\/www.leboncoin.fr\/guide\/immobilier\/bouilloires-thermiques-bientot-interdites-a-la-location-hfpj70o6.html\",\"citation\":\"Le guide immobilier cite une analyse de kohenavocats.fr parmi ses sources.\",\"auteur\":\"Leboncoin\",\"paraphrase\":true}]},\"femme-actuelle\":{\"nom\":\"Femme Actuelle\",\"articles\":[{\"titre\":\"S\u00e9paration ou divorce : quelle banque et quel cr\u00e9dit pour repartir sur de bonnes bases ?\",\"date\":\"2026-09-30\",\"url\":\"https:\/\/www.femmeactuelle.fr\/vie-pratique\/news-vie-pratique\/separation-ou-divorce-quelle-banque-et-quel-credit-pour-repartir-sur-de-bonnes-bases-2211980\",\"citation\":\"L'article cite une analyse de kohenavocats.com parmi ses sources.\",\"auteur\":\"Femme Actuelle\",\"paraphrase\":true}]},\"economie-matin\":{\"nom\":\"\u00c9conomie Matin\",\"articles\":[{\"titre\":\"Nouveau bail 2026 : ce que les propri\u00e9taires doivent anticiper d\u00e8s maintenant\",\"date\":\"2026-09-10\",\"url\":\"https:\/\/www.economiematin.fr\/bail-nouveau-2026-proprietaires-anticiper\",\"citation\":\"Sur le d\u00e9cret n\u00b0 2026-596 du 7 juillet 2026, l'article renvoie \u00e0 l'analyse publi\u00e9e par le cabinet.\",\"auteur\":\"\u00c9conomie Matin\",\"paraphrase\":true}]},\"la-voix-du-nord\":{\"nom\":\"La Voix du Nord\",\"articles\":[{\"titre\":\"Que risquent les personnes qui ach\u00e8tent des objets vol\u00e9s le 17 octobre ?\",\"date\":\"2026-10-19\",\"url\":\"https:\/\/www.lavoixdunord.fr\/1747700\/article\/2026-10-19\/que-risquent-les-personnes-qui-achetent-des-objets-voles-le-17-octobre\",\"citation\":\"L\u2019infraction suppose la connaissance de l\u2019origine : savoir que l\u2019objet provient d\u2019un vol.\",\"auteur\":\"Me Hassan Kohen\"}]},\"sortir-a-paris\":{\"nom\":\"Sortir \u00e0 Paris\",\"articles\":[{\"titre\":\"Manifestation du 24 octobre \u00e0 Paris : parcours, nouvelles stations ferm\u00e9es, les 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l\u2019obligation de d\u00e9livrer un logement d\u00e9cent pendant toute la dur\u00e9e du bail et l\u2019ordonnance du tribunal judiciaire de B\u00e9ziers du 31 mars 2026 sur une climatisation install\u00e9e sans autorisation.\",\"auteur\":\"Science \\u0026 Vie\",\"paraphrase\":true}]},\"frandroid\":{\"nom\":\"Frandroid\",\"articles\":[{\"titre\":\"Fin de Rakuten France : comment r\u00e9cup\u00e9rer vos factures, vos garanties et vos points Club R\",\"date\":\"2026-09-30\",\"url\":\"https:\/\/www.frandroid.com\/culture-tech\/web\/3266559_fin-de-rakuten-france-comment-recuperer-vos-factures-vos-garanties-et-vos-points-club-r\",\"citation\":\"Le cabinet Kohen Avocats leur conseille de retirer cet argent et de t\u00e9l\u00e9charger tout leur historique avant le 10 novembre.\",\"auteur\":\"Frandroid\",\"paraphrase\":true},{\"titre\":\"Goutte-\u00e0-goutte et inondation : que faire quand la climatisation du voisin ruine votre terrasse 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Voil\u00e0 pourquoi\",\"date\":\"2026-10-25\",\"url\":\"https:\/\/www.magicmaman.com\/vous-vivez-en-immeuble-et-vous-n-avez-toujours-pas-de-chauffage-cet-automne-voila-pourquoi,3787269.asp\",\"citation\":\"Cette date nationale n\u2019existe pas. La loi ne fixe pas un calendrier d\u2019allumage commun \u00e0 tous les immeubles.\",\"auteur\":\"Cabinet Kohen Avocats\"}]},\"next\":{\"nom\":\"Next\",\"articles\":[{\"titre\":\"Fin de Bloctel, interdiction du d\u00e9marchage d\u00e8s le 11 ao\u00fbt : on fait le point\",\"date\":\"2026-08-04\",\"url\":\"https:\/\/next.ink\/249950\/fin-de-bloctel-interdiction-du-demarchage-des-le-11-aout-on-fait-le-point\/\",\"citation\":\"Selon le cabinet Kohen Avocats, les jurisprudences dans ce secteur devraient \u00ab \u00e9clairer la port\u00e9e du futur r\u00e9gime \u00bb.\",\"auteur\":\"Next\",\"paraphrase\":true}]},\"actu-juridique\":{\"nom\":\"Actu-Juridique\",\"articles\":[{\"titre\":\"Magistrature et franc-ma\u00e7onnerie : que dit le droit ?\",\"date\":\"2026-09-22\",\"url\":\"https:\/\/www.actu-juridique.fr\/professions\/magistrats\/magistrature-et-franc-maconnerie-stupeur-et-evitements\/\",\"citation\":\"L\u2019article cite en r\u00e9f\u00e9rence l\u2019analyse de Ma\u00eetre Hassan Kohen, avocat en droit p\u00e9nal \u00e0 Paris, sur l\u2019avis du Coll\u00e8ge de d\u00e9ontologie du 9 juin 2026.\",\"auteur\":\"Actu-Juridique\",\"paraphrase\":true}]},\"batiweb\":{\"nom\":\"Batiweb\",\"articles\":[{\"titre\":\"Mayotte : Lecornu veut un \u00ab choc de mises en chantier \u00bb\",\"date\":\"2026-08-27\",\"url\":\"https:\/\/www.batiweb.com\/actualites\/urbanisme\/reconstruction-mayotte-lecornu-choc-mises-chantier-49208\",\"citation\":\"Sur les autorisations d\u2019urbanisme n\u00e9cessaires \u00e0 la reconstruction de Mayotte, l\u2019article cite les explications de Me Reda Kohen.\",\"auteur\":\"Batiweb\",\"paraphrase\":true}]},\"berliner-zeitung\":{\"nom\":\"Berliner Zeitung\",\"articles\":[{\"titre\":\"Null Euro Miete, daf\u00fcr Quizabende mit Rentnern: Wie eine 18-J\u00e4hrige ins Seniorenheim zog\",\"date\":\"2026-09-21\",\"url\":\"https:\/\/www.berliner-zeitung.de\/article\/null-euro-miete-dafuer-quizabende-mit-rentnern-wie-eine-18-jaehrige-ins-seniorenheim-zog-10414380\",\"citation\":\"Der Pariser Anwalt Reda Kohen ordnet das Modell als Gebrauchsleihe ein: Die Wohnung wird \u00fcberlassen, nicht vermietet.\",\"auteur\":\"Berliner Zeitung\",\"paraphrase\":true}]},\"startupitalia\":{\"nom\":\"StartupItalia\",\"articles\":[{\"titre\":\"Quasi 13 miliardi di dollari di Nvidia per la sconosciuta Hugging Face. 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if(e.key==='ArrowLeft'&&actuel>0){e.preventDefault();aller(actuel-1);}});\ns.querySelectorAll('button.knp__logo').forEach(function(b){b.addEventListener('click',function(e){ouvrir(b,e.detail===0&&b.tabIndex>=0);});});\n}\ndocument.querySelectorAll('.knp').forEach(lier);\n})();\n<\/script>\n<\/div>\n  <\/div>\n<\/section>\n<section class=\"kcv-tabs\" id=\"kcv-cabinet\" aria-label=\"Blocked investments lawyer in Paris\">\n  <div class=\"kcv-in\">\n    <div class=\"kcv-tabs-head\">\n      <p class=\"kk\">Kohen Avocats, Paris 17<\/p>\n      <h2>Savings blocked on a platform: <em>what the file must show<\/em><\/h2>\n    <\/div>\n    <div class=\"kcv-bar\"><div class=\"kcv-chips\" role=\"tablist\" aria-label=\"Case sections\"><button class=\"kcv-chip-t on\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-avocat\" aria-controls=\"kcv-avocat\" aria-selected=\"true\" tabindex=\"0\">The lawyer<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-p1\" aria-controls=\"kcv-p1\" aria-selected=\"false\" tabindex=\"-1\">The rules<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-p2\" aria-controls=\"kcv-p2\" aria-selected=\"false\" tabindex=\"-1\">Your documents<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-p3\" aria-controls=\"kcv-p3\" aria-selected=\"false\" tabindex=\"-1\">The method<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-p4\" aria-controls=\"kcv-p4\" aria-selected=\"false\" tabindex=\"-1\">The timetable<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-p5\" aria-controls=\"kcv-p5\" aria-selected=\"false\" tabindex=\"-1\">The checks<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-synthese\" aria-controls=\"kcv-synthese\" aria-selected=\"false\" tabindex=\"-1\">Summary<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-faq\" aria-controls=\"kcv-faq\" aria-selected=\"false\" tabindex=\"-1\">Questions<\/button><button class=\"kcv-chip-t\" type=\"button\" role=\"tab\" id=\"kcv-t-kcv-textes\" aria-controls=\"kcv-textes\" aria-selected=\"false\" tabindex=\"-1\">Legal texts<\/button><\/div><\/div>\n    <div class=\"kcv-track\"><div class=\"kcv-slide kcv-on\" id=\"kcv-avocat\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-avocat\" tabindex=\"-1\">\n<div class=\"kcv-pro\">\n  <figure class=\"kcv-pro-photo\"><img fetchpriority=\"high\" src=\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/kohen-footer\/portrait-reda-20260920-lignes-orange.jpg\" alt=\"Reda Kohen, lawyer at the Paris Bar\" width=\"1122\" height=\"1402\" loading=\"eager\" decoding=\"async\">\n    <figcaption class=\"kcv-pro-cap kcv-glass\"><span class=\"kcv-pro-capn\">Reda Kohen<\/span><span class=\"kcv-pro-capr\">Lawyer at the Paris Bar<\/span><\/figcaption>\n  <\/figure>\n  <div class=\"kcv-pro-body\">\n    <p class=\"kk\">Crypto and fintech \u00b7 Paris 17th<\/p>\n    <h2>What a <em>blocked investments lawyer<\/em> in Paris does<\/h2>\n    <ul class=\"kcv-pro-tags\"><li>Paris Bar<\/li><li>Fraudulent investments<\/li><li>Bank liability<\/li><\/ul>\n    <p class=\"kcv-p\">Reda Kohen, a lawyer (avocat) at the Paris Bar, can act for savers whose funds remain blocked on an investment, trading or crypto-asset platform.<\/p>\n    <p class=\"kcv-p\">The scenario repeats from one case to the next in the case law: a fake adviser, a dashboard showing gains, then a demand for a tax or fees at the moment of withdrawal. The firm goes through each transfer, each beneficiary and each date to establish who can still answer for the loss.<\/p>\n    <p class=\"kcv-p\">Three routes coexist and are not equivalent: a criminal complaint for fraud within the meaning of <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000006418192\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000006418192\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 313-1 of the French Criminal Code<\/a> (Code p\u00e9nal), an action against the bank on the basis of <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000032010123\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000032010123\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 1231-1 of the French Civil Code<\/a> (Code civil), and the collective route where the victims are numerous. The choice depends on the evidence available and on the state of the case law, in which several recent decisions have dismissed savers' claims.<\/p>\n    <p class=\"kcv-p\">Send what you have, even if incomplete: the firm will prioritise and complete the file with you. In an emergency, call <a href=\"tel:+33646605822\">06 46 60 58 22<\/a>.<\/p>\n    <p class=\"kcv-pro-meta\"><a href=\"https:\/\/consultation.avocat.fr\/avocat-paris\/reda-kohen-54670.html\" target=\"_blank\" rel=\"noopener\">Official profile in the directory of French lawyers (CNB)<\/a><span>Firm at 11 rue Margueritte, 75017 Paris<\/span><\/p>\n  <\/div>\n<\/div>\n<div class=\"kcv-cards\">\n  <div class=\"kcv-card\"><h3>The blockage as a warning sign<\/h3><p>A tax demanded to release capital is a method noted by the courts in investment fraud cases. Paying these fees worsens the loss without releasing the funds.<\/p><\/div>\n  <div class=\"kcv-card\"><h3>The bank is not a guarantor<\/h3><p>A transfer that you ordered is an authorised transaction. Where it acts only as the account-keeping bank, the bank answers for an authorised transfer only if it failed in its duty of vigilance in the face of an apparent anomaly, which requires a precise demonstration.<\/p><\/div>\n  <div class=\"kcv-card\"><h3>Several victims, several routes<\/h3><p>Investor defence associations, the class action reformed in 2025, insolvency proceedings against the issuing company: each route has its own conditions and limits.<\/p><\/div>\n<\/div><\/div><div class=\"kcv-slide\" id=\"kcv-p1\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-p1\" tabindex=\"-1\">\n<p class=\"kk\">The rules<\/p>\n<h2>Blocked funds, bank, platform: <em>the rules that decide<\/em><\/h2>\n<p class=\"kcv-lead\">Four rules govern the analysis of a blocked investment.<\/p>\n<ol class=\"kcv-conds\">\n  <li>A transfer is an authorised transaction once the payer has consented to its execution (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430447\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430447\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 133-6 of the French Monetary and Financial Code<\/a>, Code mon\u00e9taire et financier). The Court of Cassation recalls that \u201cthe banker is bound by a duty of non-interference requiring it not to carry out investigations into the origin, purpose or advisability of the movements on its customer's account\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/69c38854cdc6046d47dcc570\" target=\"_blank\" rel=\"noopener\">Cass. com., 25 March 2026, No. 24-18.093<\/a>) and dismissed the saver's appeal to the Court of Cassation.<\/li>\n  <li>The bank's liability remains possible despite an authorised transaction: the Court of Cassation endorses a court of appeal's finding that \u201calthough the bank's liability could not be sought on the basis of Articles L. 133-18 and L. 133-23 of the Monetary and Financial Code, it could be sought in the event of a breach of its duty of vigilance\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/684a6c123ec57bb95fcfd581\" target=\"_blank\" rel=\"noopener\">Cass. com., 12 June 2025, No. 24-13.697<\/a>). It nevertheless quashed the judgment, because the judges had not examined whether the confirmation obtained from an authorised person had allowed the bank to meet its duty of vigilance.<\/li>\n  <li>A breach presupposes an apparent anomaly. The Paris Court of Appeal relied on \u201cthe mention on the statement, drawn up by the bank itself, of a payment beneficiary entered on the AMF blacklist at the time of the transaction\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/686f4ca3d3976f57d00d322c\" target=\"_blank\" rel=\"noopener\">CA Paris, p\u00f4le 5 ch. 6, 9 July 2025, No. 23\/10785<\/a>) and ordered the bank to pay damages, reducing the compensation for the saver's own negligence.<\/li>\n  <li>Providing investment services to third parties on a regular basis in principle requires authorisation, subject to the statutory exceptions (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051557534\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051557534\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 532-1 of the French Monetary and Financial Code<\/a>), and its absence is criminally punishable (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035043487\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035043487\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 573-1 of the French Monetary and Financial Code<\/a>). For the underwriting service, however, the Court of Cassation specifies that this lack of authorisation \u201ccannot have the effect of rendering the contracts entered into null\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/686e0291e0a6f0ca1546efc8\" target=\"_blank\" rel=\"noopener\">Cass. com., 9 July 2025, No. 23-15.492<\/a>), although the provider's civil liability may be sought.<\/li>\n<\/ol>\n<div class=\"kcv-callout\"><span class=\"kcv-callout-i\"><svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M9.6 6C6.5 7.4 4.5 10 4.5 13.4V18h6v-6H7.6c.2-1.9 1.4-3.4 3.2-4.3L9.6 6zm9 0c-3.1 1.4-5.1 4-5.1 7.4V18h6v-6h-2.9c.2-1.9 1.4-3.4 3.2-4.3L18.6 6z\"\/><\/svg><\/span><p>Several recent decisions cited on this page rejected the saver's action against their bank. The case is won on a specific fact that the bank knew or could see at the time of the transfer, not on the scale of the loss.<\/p><\/div><\/div><div class=\"kcv-slide\" id=\"kcv-p2\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-p2\" tabindex=\"-1\">\n<p class=\"kk\">Your documents<\/p>\n<h2>The documents to gather according to <em>your situation<\/em><\/h2>\n<p class=\"kcv-lead\">Evidence disappears quickly: the site closes, the adviser changes number, the client area becomes inaccessible.<\/p>\n<div class=\"kcv-duel\">\n  <div class=\"kcv-opt kcv-opt-a\"><p class=\"kcv-opt-k\">Situation A<\/p><p class=\"kcv-opt-t\">Your funds are blocked<\/p><ul><li>Account statements and transfer orders, with the identity and country of each beneficiary<\/li><li>Dated screenshots of the site, the dashboard, the balances displayed and the withdrawal refusals<\/li><li>Emails, messages, recordings and numbers of the so-called adviser<\/li><li>Contracts, subscription forms, requests for a tax or release fees<\/li><\/ul><\/div>\n  <div class=\"kcv-or\" aria-hidden=\"true\">or<\/div>\n  <div class=\"kcv-opt kcv-opt-b\"><p class=\"kcv-opt-k\">Situation B<\/p><p class=\"kcv-opt-t\">Other savers are affected<\/p><ul><li>List of identified victims, amounts paid and shared beneficiary accounts<\/li><li>Receipts for complaints and reference numbers of proceedings already opened<\/li><li>AMF or ACPR publications targeting the platform, and their dates<\/li><li>Judgment opening insolvency proceedings against the issuing company, if any<\/li><\/ul><\/div>\n<\/div>\n<div class=\"kcv-callout\"><span class=\"kcv-callout-i\"><svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M9.6 6C6.5 7.4 4.5 10 4.5 13.4V18h6v-6H7.6c.2-1.9 1.4-3.4 3.2-4.3L9.6 6zm9 0c-3.1 1.4-5.1 4-5.1 7.4V18h6v-6h-2.9c.2-1.9 1.4-3.4 3.2-4.3L18.6 6z\"\/><\/svg><\/span><p>Do not use a fund recovery service found online and do not disclose any banking credentials: victims of fake investments are frequently approached a second time.<\/p><\/div>\n<p class=\"kcv-p\">The firm also handles:<\/p>\n<ul class=\"kcv-pro-tags\"><li>Bank fraud<\/li><li>Crypto-assets<\/li><li>Crowdfunding<\/li><li>Online fraud<\/li><\/ul><\/div><div class=\"kcv-slide\" id=\"kcv-p3\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-p3\" tabindex=\"-1\">\n<p class=\"kk\">The method<\/p>\n<h2>How the firm <em>handles a blocked investment<\/em><\/h2>\n<p class=\"kcv-lead\">Stop the loss, establish the chronology, then choose the route that holds up in light of the evidence.<\/p>\n<div class=\"kcv-rows\">\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Step 1<\/p><h3>Tracing the money flows<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\">The firm goes through each transfer, its date, its amount, its beneficiary and its destination bank, then compares it with the messages received and the balances displayed by the platform.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Step 2<\/p><h3>Placing the platform in time<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\">The date on which the platform or the beneficiary accounts were entered on a warning list, compared with the date of the transfers, often determines the outcome of the action against the bank.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Step 3<\/p><h3>Requesting and obtaining the documents<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\">A written complaint to the bank requests the orders, the supporting documents and the alerts issued. If it refuses, a measure based on Article 145 of the French Code of Civil Procedure (Code de proc\u00e9dure civile) may be sought.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Step 4<\/p><h3>Acting alone or with others<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\">Depending on the number of victims and the state of the issuing company, the firm examines the criminal complaint, the civil action against the bank, recourse to an authorised association or the filing of a claim in the insolvency proceedings.<\/p><\/div><\/div>\n<\/div>\n<div class=\"kcv-callout\"><span class=\"kcv-callout-i\"><svg viewBox=\"0 0 24 24\" width=\"22\" height=\"22\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M9.6 6C6.5 7.4 4.5 10 4.5 13.4V18h6v-6H7.6c.2-1.9 1.4-3.4 3.2-4.3L9.6 6zm9 0c-3.1 1.4-5.1 4-5.1 7.4V18h6v-6h-2.9c.2-1.9 1.4-3.4 3.2-4.3L18.6 6z\"\/><\/svg><\/span><p>An action against the bank brought without documents on the apparent anomaly exposes the claimant to dismissal and an order to pay costs. A preliminary review of the statements makes it possible to assess this risk, without removing it.<\/p><\/div><\/div><div class=\"kcv-slide\" id=\"kcv-p4\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-p4\" tabindex=\"-1\">\n<p class=\"kk\">The timetable<\/p>\n<h2>The timeline <em>of a blocked investment<\/em><\/h2>\n<p class=\"kcv-lead\">From the first refused withdrawal to the judge's decision.<\/p>\n<ol class=\"kcv-hs\"><li><span class=\"kcv-hs-dot\" aria-hidden=\"true\"><\/span><p class=\"kcv-tl-t\">Withdrawal refused<\/p><p><strong>Day of the blockage.<\/strong> Stop all payments, refuse any tax or guarantee requested and take dated screenshots of the client area.<\/p><\/li><li><span class=\"kcv-hs-dot\" aria-hidden=\"true\"><\/span><p class=\"kcv-tl-t\">Stop payment and report<\/p><p>Inform your bank immediately, revoke the orders that can still be revoked and ask for the executed transfers to be recalled, with no guarantee of recovery, because an order received by the bank is in principle irrevocable (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430438\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430438\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 133-8 of the French Monetary and Financial Code<\/a>). Also report the platform to the AMF or the ACPR.<\/p><\/li><li><span class=\"kcv-hs-dot\" aria-hidden=\"true\"><\/span><p class=\"kcv-tl-t\">Complaint<\/p><p>File a criminal complaint for fraud with the list of transfers; the receipt and the proceedings number will be used in all the steps that follow.<\/p><\/li><li><span class=\"kcv-hs-dot\" aria-hidden=\"true\"><\/span><p class=\"kcv-tl-t\">Complaint to the bank<\/p><p>Send the bank a reasoned complaint, request the orders and supporting documents, then keep its reply or its silence.<\/p><\/li><li><span class=\"kcv-hs-dot\" aria-hidden=\"true\"><\/span><p class=\"kcv-tl-t\">Choice of route<\/p><p>Liability action against the bank, civil-party petition, recourse to an authorised association or filing of a claim, depending on the situation.<\/p><\/li><li><span class=\"kcv-hs-dot\" aria-hidden=\"true\"><\/span><p class=\"kcv-tl-t\">Time limits<\/p><p>A liability action before the civil court is in principle subject to a five-year limitation period running from the day the saver knew or should have known the facts (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000019017112\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000019017112\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 2224 of the Civil Code<\/a>); before the criminal court, the civil action follows the limitation period of the public prosecution under Article 10 of the French Code of Criminal Procedure (Code de proc\u00e9dure p\u00e9nale). The starting point is open to debate and must be secured early.<\/p><\/li><\/ol><\/div><div class=\"kcv-slide\" id=\"kcv-p5\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-p5\" tabindex=\"-1\">\n<p class=\"kk\">The checks<\/p>\n<h2>What the firm checks <em>before any action<\/em><\/h2>\n<p class=\"kcv-lead\">An action against a bank or an intermediary is prepared on the documents, never on the scale of the loss alone.<\/p>\n<div class=\"kcv-split\">\n  <ul class=\"kcv-check\"><li><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E09019\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><span>Consent to the transfers: signed orders, validations through the app, limits that were changed and steps taken at the branch.<\/span><\/li><li><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E09019\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><span>Apparent anomaly: beneficiary visible on the statement, destination country, currency, frequency and consistency with the usual operation of the account.<\/span><\/li><li><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E09019\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><span>Warning list: date on which the platform and the beneficiary companies were entered, compared with the date of each transfer.<\/span><\/li><li><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E09019\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><span>Status of the intermediary: authorisation, registration, financial investment adviser, insolvency proceedings or AMF sanction.<\/span><\/li><li><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E09019\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><span>Limitation period and the saver's own fault: date the fraud became known, checks made before investing, payments received in return.<\/span><\/li><\/ul>\n  <aside class=\"kcv-act\">\n    <p class=\"kcv-act-k\">Case documents<\/p>\n    <p class=\"kcv-act-t\">Send what you have, even if incomplete<\/p>\n    <p class=\"kcv-act-p\">Submit your documents through the confidential form at the top of the page: the firm will prioritise and complete the file with you.<\/p>\n    <div class=\"kcv-act-b\"><a class=\"kcv-fb kcv-fb-mail\" href=\"#kch-form\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2.5\" y=\"4.5\" width=\"19\" height=\"15\" rx=\"2.5\"\/><path d=\"m3.5 6.5 8.5 6.5 8.5-6.5\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Send your documents<span class=\"kcv-fb-n\">confidential form<\/span><\/span><\/a><a class=\"kcv-fb kcv-fb-tel\" href=\"tel:+33646605822\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"currentColor\" stroke=\"none\" stroke-width=\"0\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1.9.4 1.8.7 2.7a2 2 0 0 1-.5 2.1L8 9.8a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.8.6 2.7.7a2 2 0 0 1 1.7 2z\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Call the firm<span class=\"kcv-fb-n\">06&nbsp;46&nbsp;60&nbsp;58&nbsp;22<\/span><\/span><\/a><\/div>\n  <\/aside>\n<\/div><\/div><div class=\"kcv-slide\" id=\"kcv-synthese\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-synthese\" tabindex=\"-1\">\n<p class=\"kk\">Summary<\/p>\n<h2>Situation, evidence, <em>response<\/em><\/h2>\n<p class=\"kcv-lead\">The most frequent situations and the first priority in each.<\/p>\n<div class=\"kcv-rows\">\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Situation<\/p><h3>Withdrawal refused and tax demanded<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\"><strong>Decisive evidence:<\/strong> Screenshots of the balance displayed, message demanding the tax or fees, statements of the payments already made.<\/p><p class=\"kcv-p\"><strong>Time limit:<\/strong> Immediate: every new payment increases the loss.<\/p><p class=\"kcv-p\"><strong>Useful action:<\/strong> Refusal to pay, stopping any new transfers, a request to the bank to recall the funds with no guarantee of result, criminal complaint for fraud.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Situation<\/p><h3>Platform on a blacklist<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\"><strong>Decisive evidence:<\/strong> Date of the AMF publication and name of the beneficiary as it appears on the statement.<\/p><p class=\"kcv-p\"><strong>Time limit:<\/strong> Compare these dates before making any complaint.<\/p><p class=\"kcv-p\"><strong>Useful action:<\/strong> Reasoned complaint to the bank, then a liability action if the anomaly was visible.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Situation<\/p><h3>Fake savings account or fake bank adviser<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\"><strong>Decisive evidence:<\/strong> Documents with a misused letterhead, exchanges, details of the beneficiary account and confirmation from the impersonated bank.<\/p><p class=\"kcv-p\"><strong>Time limit:<\/strong> Report it without delay to the bank whose identity has been usurped.<\/p><p class=\"kcv-p\"><strong>Useful action:<\/strong> Criminal complaint, request to recall the funds and analysis of the bank's vigilance.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Situation<\/p><h3>Issuing company in liquidation<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\"><strong>Decisive evidence:<\/strong> Opening judgment, investment contracts, amounts paid and sums already received.<\/p><p class=\"kcv-p\"><strong>Time limit:<\/strong> File the claim within the period that in principle runs from publication of the judgment (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000053281573\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000053281573\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 622-24 of the French Commercial Code<\/a>, Code de commerce), unless a personal warning applies or a civil-party claim is fixed later.<\/p><p class=\"kcv-p\"><strong>Useful action:<\/strong> Filing of a claim in the insolvency proceedings; an action for collective harm belongs to the liquidator.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Situation<\/p><h3>Many victims of the same scheme<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\"><strong>Decisive evidence:<\/strong> List of savers, shared beneficiary accounts, complaints already filed.<\/p><p class=\"kcv-p\"><strong>Time limit:<\/strong> Coordinate the complaints to avoid scattered proceedings.<\/p><p class=\"kcv-p\"><strong>Useful action:<\/strong> Civil-party petition, mandate to an authorised association or class action.<\/p><\/div><\/div>\n<div class=\"kcv-row\"><div class=\"kcv-row-h\"><p class=\"kcv-row-k\">Situation<\/p><h3>Investment recommended by an intermediary<\/h3><\/div><div class=\"kcv-row-b\"><p class=\"kcv-p\"><strong>Decisive evidence:<\/strong> Engagement letter, documents provided, status of the intermediary and any sanction imposed on it.<\/p><p class=\"kcv-p\"><strong>Time limit:<\/strong> The starting point of the limitation period is open to debate: act as soon as you discover the problem.<\/p><p class=\"kcv-p\"><strong>Useful action:<\/strong> Liability action against the intermediary and, if a policy covers that liability, a direct action against its insurer (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000017735449\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000017735449\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 124-3 of the French Insurance Code<\/a>, Code des assurances), criminal complaint if the fraud is established.<\/p><\/div><\/div>\n<\/div><\/div><div class=\"kcv-slide\" id=\"kcv-faq\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-faq\" tabindex=\"-1\">\n<p class=\"kk\">Frequently asked questions<\/p>\n<h2>Your questions: <em>investment fraud<\/em><\/h2>\n<div class=\"kcv-faqgrid\">\n  <aside class=\"kcv-act kcv-act-sticky\">\n    <p class=\"kcv-act-k\">14 questions<\/p>\n    <p class=\"kcv-act-t\">A situation not listed here?<\/p>\n    <p class=\"kcv-act-p\">Every case has its own features. The firm reads your documents before answering you.<\/p>\n    <div class=\"kcv-act-b\"><a class=\"kcv-fb kcv-fb-tel\" href=\"tel:+33646605822\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"currentColor\" stroke=\"none\" stroke-width=\"0\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1.9.4 1.8.7 2.7a2 2 0 0 1-.5 2.1L8 9.8a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.8.6 2.7.7a2 2 0 0 1 1.7 2z\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Call the firm<span class=\"kcv-fb-n\">06&nbsp;46&nbsp;60&nbsp;58&nbsp;22<\/span><\/span><\/a><a class=\"kcv-fb kcv-fb-mail\" href=\"#kch-form\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2.5\" y=\"4.5\" width=\"19\" height=\"15\" rx=\"2.5\"\/><path d=\"m3.5 6.5 8.5 6.5 8.5-6.5\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Send your documents<span class=\"kcv-fb-n\">confidential form<\/span><\/span><\/a><\/div>\n  <\/aside>\n  <div class=\"kcv-faq\"><details><summary>My platform is asking for a tax to release my capital: what should I do?<\/summary><div class=\"a\"><p>Do not pay. In investment fraud cases, a demand for a tax on profits, administration fees or a guarantee at the moment of withdrawal is a recurring method: it extracts one last payment without ever releasing the funds. In a case decided by the Paris Court of Appeal, savers had paid more than \u20ac47,000 presented as a tax, without recovering the \u20ac60,000 they expected, and then discovered that the company had been struck off. The court nevertheless dismissed the couple's action against the bank, holding that \u201cthe customer is at liberty to dispose of their savings as they see fit, and to change their management habits, without this justifying any intervention by the bank holding the account\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/67dbb264b7d347a37efca4eb\" target=\"_blank\" rel=\"noopener\">CA Paris, p\u00f4le 5 ch. 6, 19 March 2025, No. 23\/19538<\/a>). The lesson is twofold: the blockage should trigger an immediate halt to payments, and an action against the bank never rests on the loss alone. Keep the messages demanding the tax, the screenshots of the balance displayed and the statements, inform your bank, then file a criminal complaint with the complete list of transfers.<\/p><\/div><\/details><details><summary>Must the bank reimburse transfers made to a fake investment?<\/summary><div class=\"a\"><p>Not automatically. The transfers you ordered are authorised transactions within the meaning of <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430447\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430447\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 133-6 of the French Monetary and Financial Code<\/a> (Code mon\u00e9taire et financier), which rules out the refund regime for unauthorised transactions. The bank's liability is then based on the general law of <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000032010123\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000032010123\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 1231-1 of the French Civil Code<\/a> (Code civil) and on its duty of vigilance. The Court of Cassation has recalled that \u201cthe banker's duty of non-interference in its customer's affairs yields, by virtue of its duty of vigilance, only in the case of an apparent anomaly\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/66332ca9cbff4d0008b074c1\" target=\"_blank\" rel=\"noopener\">Cass. com., 2 May 2024, No. 22-17.233<\/a>), and it dismissed the appeal. In practical terms, the saver must show that something visible to the bank, at the time of the transfer, should have alerted it: a beneficiary known to be fraudulent, an atypical destination, a manifest inconsistency with the usual operation of the account. A high or unusual amount is not always enough. The firm examines the statements and the orders one by one before advising on a complaint or an action, because a poorly supported claim risks being dismissed.<\/p><\/div><\/details><details><summary>Does a platform on the AMF blacklist make the bank liable?<\/summary><div class=\"a\"><p>Only if the bank could see it. The Paris Court of Appeal ordered a bank to pay damages after it executed payments although the beneficiary was on the blacklist and appeared on the statement, relying on \u201cthe mention on the statement, drawn up by the bank itself, of a payment beneficiary entered on the AMF blacklist at the time of the transaction\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/686f4ca3d3976f57d00d322c\" target=\"_blank\" rel=\"noopener\">CA Paris, p\u00f4le 5 ch. 6, 9 July 2025, No. 23\/10785<\/a>). Conversely, the same chamber ruled out liability where the transfers were made to companies other than the listed platform, in countries of the European Union that \u201cwere not placed in particularly high-risk zones\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/69281603011fb71514ee5acf\" target=\"_blank\" rel=\"noopener\">CA Paris, p\u00f4le 5 ch. 6, 26 November 2025, No. 24\/08247<\/a>), and where the listing came after the transfers (<a href=\"https:\/\/www.courdecassation.fr\/decision\/681304fbe66d7f6b7b71ecf5\" target=\"_blank\" rel=\"noopener\">CA Paris, p\u00f4le 5 ch. 6, 30 April 2025, No. 23\/05410<\/a>). Two dates therefore matter: that of the AMF publication and that of each transfer. The name of the beneficiary as it appears on the statement counts as much as the platform's trading name. The firm compares these elements before any complaint.<\/p><\/div><\/details><details><summary>Can my own share of responsibility reduce the compensation?<\/summary><div class=\"a\"><p>Yes. Even where the bank is found at fault, the judge may reduce the compensation by taking the saver's negligence into account. In the case in which the Paris Court of Appeal found the bank in breach, it also noted that the customer had contributed to their own loss by failing to find out about their contact and \u201cby yielding to the promise of substantial gains through the supposed acquisition of unusual and unregulated products\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/686f4ca3d3976f57d00d322c\" target=\"_blank\" rel=\"noopener\">CA Paris, p\u00f4le 5 ch. 6, 9 July 2025, No. 23\/10785<\/a>). The compensation awarded was lower than the sum claimed and the claim for non-material harm was rejected for lack of an established causal link. Redress also often takes the form of loss of an opportunity, not full reimbursement of the transfers. The response to this argument should therefore be prepared from the outset: the saver's profile, the documents received, the apparent seriousness of the platform, the pressure techniques used and the verification steps taken. These elements do not remove the victim's fault, but they weigh on the share left to be borne by them.<\/p><\/div><\/details><details><summary>How can I prove an investment fraud when the site has disappeared?<\/summary><div class=\"a\"><p>The evidence is rebuilt from what you hold and from what third parties hold. On your side: bank statements, transfer orders, confirmations through the app, emails, messages, screenshots, contracts and telephone numbers. On the side of third parties: the bank keeps the orders and supporting documents, and <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051869339\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051869339\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 145 of the Code of Civil Procedure<\/a> allows the court to be asked, before any trial, for the investigative measures that are useful where there is a legitimate reason. The urgent applications judge of B\u00e9ziers thus ordered a bank to disclose contested transfer orders, recalling that \u201cthe expiry of the limitation period does not prevent the judge from ordering production of the document that may have been kept\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/6aad8bfcc27382d09960aed0\" target=\"_blank\" rel=\"noopener\">TJ B\u00e9ziers, r\u00e9f\u00e9r\u00e9s, 18 September 2026, No. 26\/00401<\/a>). The same order, however, limits disclosure to the documents that the bank was required to keep for ten years. You therefore need to act before the documents fall outside that period. A single chronology linking each transfer to a message received then makes the file readable both for the investigator and for the civil judge.<\/p><\/div><\/details><details><summary>Should I file a criminal complaint for a fraudulent investment, and what is it for?<\/summary><div class=\"a\"><p>A criminal complaint is useful, even where the perpetrators are abroad. Fraud requires the use of a false capacity or fraudulent manoeuvres inducing the victim to hand over funds; it is punishable by five years' imprisonment and a fine of \u20ac375,000 under <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000006418192\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000006418192\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 313-1 of the French Criminal Code<\/a> (Code p\u00e9nal). Providing investment services without authorisation is also punishable under <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035043487\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035043487\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 573-1 of the French Monetary and Financial Code<\/a>. The complaint brings the facts to the attention of the authorities and may lead to an investigation that traces the receiving accounts and, if the conditions are met, carries out seizures. It also dates the moment the fraud came to light, which may matter for the limitation period of the action against the bank. Article 85 of the Code of Criminal Procedure (Code de proc\u00e9dure p\u00e9nale) then opens the complaint with civil-party petition before the investigating judge, if the public prosecutor has indicated that no prosecution will follow or if three months have elapsed since a complaint lodged with the prosecutor in return for a receipt or by registered letter with acknowledgement of receipt, or since a copy of the complaint lodged with the investigators was sent in the same forms. Article 2 of the same code reserves the civil action to those who have personally suffered the harm caused by the offence.<\/p><\/div><\/details><details><summary>What is the time limit for acting against the bank after a fake investment?<\/summary><div class=\"a\"><p>A liability action against the bank is subject to a five-year limitation period running from the day the saver knew or should have known the facts enabling them to act (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000019017112\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000019017112\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 2224 of the Civil Code<\/a>). The whole debate concerns this starting point. The bank often argues that the customer should have had doubts from subscription or from the absence of income. The Limoges Court of Appeal set this argument aside for a lay saver who had received regular payments from the company, holding that \u201che could only determine that it was doubtful from the day he became aware of this fraud\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/69f2ea25cdc6046d470d0a29\" target=\"_blank\" rel=\"noopener\">CA Limoges, ch. civ., 29 April 2026, No. 25\/00620<\/a>). It took the date of his complaint and declared his action admissible. This outcome depends on the facts: payments received, public warnings, AMF sanctions, exchanges with the intermediary. In criminal law, the public prosecution of offences (d\u00e9lits) is subject to a six-year limitation period under Article 8 of the Code of Criminal Procedure. The firm fixes the most cautious date and acts accordingly.<\/p><\/div><\/details><details><summary>Several savers are victims of the same platform: can we act together?<\/summary><div class=\"a\"><p>Yes, through several routes that follow distinct conditions. Associations whose stated corporate purpose expressly includes the defence of investors in financial securities or products may act before any court, including by civil-party petition, for facts harming the collective interest of investors, provided they are approved or meet the voting-rights criteria set out in the text and have sent their articles of association to the AMF (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000042340672\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000042340672\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 452-1 of the French Monetary and Financial Code<\/a>). Where several individual investors have suffered individual harm caused by the same person and having a common origin, such an association may bring an action for compensation in their name if it has been given a written mandate by at least two of them (<a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000039278737\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000039278737\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 452-2 of the French Monetary and Financial Code<\/a>). The class action was also reformed by <a href=\"https:\/\/www.legifrance.gouv.fr\/loda\/article_lc\/LEGIARTI000051540827\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/loda\/article_lc\/LEGIARTI000051540827\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 16 of Law No. 2025-391 of 30 April 2025<\/a>, which in principle reserves it to associations approved for that purpose and opens it for a single breach, or a breach of the same nature, by a professional. Persons who could act under the former regime keep that option for two years from 3 May 2025, and actions brought before publication of the law remain subject to the former provisions. Before the criminal court, each victim may also join the same proceedings as a civil party. The choice depends on the identity of the solvent parties responsible, the number of victims and the shared evidence. The firm can act for a single saver or for a coordinated group, ensuring that each claim remains individualised.<\/p><\/div><\/details><details><summary>Can a class action succeed for lost investments?<\/summary><div class=\"a\"><p>It remains demanding. Before the reform that came into force on 3 May 2025, the Paris judicial court (tribunal judiciaire) declared inadmissible a consumer association's class action concerning structured funds, recalling that it is for the claimant association to prove a breach by the professional that caused individual harm to consumers in a similar situation (<a href=\"https:\/\/www.courdecassation.fr\/decision\/66104196c9ea95b316fe1bc3\" target=\"_blank\" rel=\"noopener\">TJ Paris, actions de groupe, 3 April 2024, No. 18\/02914<\/a>). The text then applicable has been repealed and replaced by the unified regime of <a href=\"https:\/\/www.legifrance.gouv.fr\/loda\/article_lc\/LEGIARTI000051540827\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/loda\/article_lc\/LEGIARTI000051540827\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article 16 of Law No. 2025-391 of 30 April 2025<\/a>, which covers a single breach or a breach of the same nature and makes it possible to seek cessation of the breach, compensation for the harm, or both. The logic remains: there must be an identified and solvent defendant, often a bank or an intermediary, and a demonstrable common breach. Against anonymous fraudsters based outside the European Union, the class action offers little; a coordinated criminal route and an individual action against the bank then remain more realistic.<\/p><\/div><\/details><details><summary>The investment company is in liquidation: can I still act alone?<\/summary><div class=\"a\"><p>Not always. Where the issuing company is in judicial liquidation, only the liquidator has standing to act in the collective interest of the creditors. In the Aristophil case, investors accused the banks of having enabled the fraud; the Court of Cassation dismissed their appeals, holding that \u201cthe harm resulting from a fault that contributed to the cessation of payments is therefore collective harm for which only the liquidator may seek compensation\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/6a28fcf3cdc6046d47cb0fe2\" target=\"_blank\" rel=\"noopener\">Cass. com., 10 June 2026, No. 24-18.425<\/a>). The investors who claimed the sums declared in the insolvency were held inadmissible. This unfavourable decision requires a distinction between two kinds of harm: that corresponding to a fraction of the liabilities, reserved to the liquidator, and separate harm of the saver's own, which the saver might still invoke, for example against their own bank for a breach towards them. Filing the claim within the time limit remains essential. The firm checks the state of the insolvency proceedings before any writ of summons.<\/p><\/div><\/details><details><summary>A fake savings account in the name of a real bank: who is liable?<\/summary><div class=\"a\"><p>Impersonating a well-known bank makes the investment credible: letterhead documents, a fake adviser, rates above the market, then a transfer to an account opened elsewhere. The imitated bank is not, as a matter of principle, a debtor to the saver who was not its customer. The question shifts to the bank that executed the transfers and, sometimes, to the one that opened the receiving account. For the first, the Court of Cassation requires a detectable anomaly. In a case of forged transfer orders, it endorsed a court of appeal that had ruled out fault after finding that the transfers remained within the agreed limits, were covered by the balance and that \u201cthe destination of the transfers was an account held in the books of an authorised bank in a European Union member state that did not particularly attract attention in terms of security\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/684a6c1b3ec57bb95fcfd589\" target=\"_blank\" rel=\"noopener\">Cass. com., 12 June 2025, No. 24-10.168<\/a>), the appeal being dismissed. A destination within the Union is therefore not, in itself, an anomaly. Everything the bank knew needs to be documented: stated purpose, exchanges at the branch, limits raised, alerts received. Immediate notification to the bank whose identity was used also helps the investigation.<\/p><\/div><\/details><details><summary>Can an investment taken out with an unauthorised provider be annulled?<\/summary><div class=\"a\"><p>Not on the sole basis of the lack of authorisation. <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051557534\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051557534\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 532-1 of the French Monetary and Financial Code<\/a> makes the provision of investment services subject to authorisation, and the chairman of the AMF may serve formal notice on operators of unauthorised online offers, then ask the president of the Paris judicial court to order them blocked, under <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000050372981\" target=\"_blank\" rel=\"noopener\" class=\"kohen-legifrance-popup-link\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000050372981\" data-kohen-legifrance-title=\"Texte officiel Legifrance\">Article L. 621-13-5 of the French Monetary and Financial Code<\/a>. But the Court of Cassation holds that failure to meet the authorisation requirement \u201ccannot have the effect of rendering the contracts entered into null\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/686e0291e0a6f0ca1546efc8\" target=\"_blank\" rel=\"noopener\">Cass. com., 9 July 2025, No. 23-15.492<\/a>). It does accept, however, that this failure engages the provider's civil liability where it causes its counterparty personal and direct harm linked to the loss of the safeguards that authorisation provides. The judgment concerned an underwriting service between companies and addresses only the lack of authorisation: it rules neither on other investment services nor on a nullity based on another ground, which remains to be examined in light of the facts. For the saver, the safest route on this ground is therefore compensation, and it requires an identifiable and solvent defendant. Against an anonymous platform, the criminal complaint and the examination of the bank's liability take over.<\/p><\/div><\/details><details><summary>Can the CIVI compensate the victim of a fake investment?<\/summary><div class=\"a\"><p>Within certain limits. Article 706-14 of the Code of Criminal Procedure allows the victim of a fraud who cannot obtain effective and sufficient redress, and who is as a result in a serious material or psychological situation, to apply for compensation if their resources are below the ceiling for partial legal aid. The compensation is capped at three times the monthly amount of that ceiling: it never compensates for substantial savings. The Nancy Victims' Compensation Commission (CIVI) also declared inadmissible an application made after the death of the victim of a large-scale fraud, noting that \u201cthe successors of the deceased victim have no standing, solely as the victim's heirs, to claim the benefit of the compensation\u201d (our translation) (<a href=\"https:\/\/www.courdecassation.fr\/decision\/679018da51b02779572a8c7a\" target=\"_blank\" rel=\"noopener\">TJ Nancy, CIVI, 21 January 2025, No. 24\/00794<\/a>). The application must therefore be made by the victim in person, with proof of resources and proof that redress cannot be obtained elsewhere. This route complements the others; it does not replace them.<\/p><\/div><\/details><details><summary>A website promises to recover my funds for a fee: is it reliable?<\/summary><div class=\"a\"><p>Caution is required. After a fake investment, victims often receive offers from recovery companies, so-called investigators or fake lawyers who demand advance fees, a percentage or remote access to the computer. These approaches frequently follow the same pattern as the original fraud. Before any exchange, verify the identity of the person contacting you: a lawyer is registered with a bar, and that registration can be checked with the bar concerned. No serious professional can guarantee the return of the funds, because it depends on identifying the accounts, on the seizures made in the investigation and on the solvency of those responsible. Do not give banking credentials or a copy of an identity document to an unverified contact. The firm examines the documents in a preliminary review, with no promise of result, and indicates which routes remain open in light of the case law, including where it is unfavourable. Also report these new approaches in the complaint already filed.<\/p><\/div><\/details><\/div>\n<\/div><\/div><div class=\"kcv-slide\" id=\"kcv-textes\" role=\"tabpanel\" aria-labelledby=\"kcv-t-kcv-textes\" tabindex=\"-1\">\n<p class=\"kk\">Sources and related pages<\/p>\n<h2>Official texts and <em>related pages<\/em><\/h2>\n<p class=\"kcv-lead\">The sources for this page and the firm's related areas of practice.<\/p>\n<div class=\"kcv-arts\"><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430447\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430447\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 133-6 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">authorised payment transaction<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000032010123\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000032010123\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article 1231-1 of the French Civil Code<\/span><span class=\"kcv-art-t\">contractual liability of the bank<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051557534\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051557534\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 532-1 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">authorisation of investment service providers<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035043487\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035043487\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 573-1 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">investment services without authorisation<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000050372981\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000050372981\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 621-13-5 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">formal notice and blocking of illegal online offers<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000042340672\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000042340672\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 452-1 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">investor defence associations<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000039278737\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000039278737\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 452-2 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">compensation action on investors' mandate<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/loda\/article_lc\/LEGIARTI000051540827\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/loda\/article_lc\/LEGIARTI000051540827\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article 16 of Law No. 2025-391 of 30 April 2025<\/span><span class=\"kcv-art-t\">unified class action regime<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000006418192\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000006418192\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article 313-1 of the French Criminal Code<\/span><span class=\"kcv-art-t\">fraud<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051869339\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000051869339\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article 145 of the French Code of Civil Procedure<\/span><span class=\"kcv-art-t\">investigative measure before any trial<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000019017112\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000019017112\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article 2224 of the French Civil Code<\/span><span class=\"kcv-art-t\">five-year limitation period<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430438\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000035430438\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 133-8 of the French Monetary and Financial Code<\/span><span class=\"kcv-art-t\">irrevocability of the payment order<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000053281573\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000053281573\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 622-24 of the French Commercial Code<\/span><span class=\"kcv-art-t\">filing of claims<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-art kohen-legifrance-popup-link\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000017735449\" target=\"_blank\" rel=\"noopener\" data-kohen-legifrance-url=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000017735449\" data-kohen-legifrance-title=\"Texte officiel Legifrance\"><span class=\"kcv-art-n\">Article L. 124-3 of the French Insurance Code<\/span><span class=\"kcv-art-t\">direct action against the insurer<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><\/div>\n<h3 class=\"kcv-center\">Further reading<\/h3>\n<div class=\"kcv-pgs\"><a class=\"kcv-pg\" href=\"https:\/\/kohenavocats.fr\/en\/fintech-lawyer-paris\/\"><span class=\"kcv-pg-t\">Crypto and fintech<\/span><span class=\"kcv-pg-s\">Firm's expertise<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-pg\" href=\"https:\/\/kohenavocats.fr\/en\/bank-fraud-lawyer-paris\/\"><span class=\"kcv-pg-t\">Bank fraud<\/span><span class=\"kcv-pg-s\">Firm's expertise<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-pg\" href=\"https:\/\/kohenavocats.fr\/en\/crypto-lawyer-paris\/\"><span class=\"kcv-pg-t\">Crypto-assets<\/span><span class=\"kcv-pg-s\">Firm's expertise<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><a class=\"kcv-pg\" href=\"https:\/\/kohenavocats.fr\/en\/crowdfunding-lawyer-paris\/\"><span class=\"kcv-pg-t\">Crowdfunding<\/span><span class=\"kcv-pg-s\">Firm's expertise<\/span><span class=\"kcv-art-a\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 17 17 7M9 7h8v8\"\/><\/svg><\/span><\/a><\/div>\n<p class=\"kcv-small kcv-center\">Page updated on 1 November 2026.<\/p><\/div><\/div>\n  <\/div>\n<\/section>\n<section class=\"kcv-cta\">\n  <div class=\"kcv-in\">\n    <div class=\"kcv-cta-card\">\n      <h2>Funds blocked on a platform? Take stock <em>today<\/em>.<\/h2>\n      <p>Send the statements, the transfer orders and the exchanges with the platform: the firm identifies the evidence to preserve and the routes still open.<\/p>\n      <div class=\"kcv-btns\">\n        <a class=\"kcv-fb kcv-fb-tel\" href=\"tel:+33646605822\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"currentColor\" stroke=\"none\" stroke-width=\"0\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1.9.4 1.8.7 2.7a2 2 0 0 1-.5 2.1L8 9.8a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.8.6 2.7.7a2 2 0 0 1 1.7 2z\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Call the firm<span class=\"kcv-fb-n\">06&nbsp;46&nbsp;60&nbsp;58&nbsp;22<\/span><\/span><\/a>\n        <a class=\"kcv-fb kcv-fb-mail\" href=\"#kch-form\"><span class=\"kcv-fb-orb\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2.5\" y=\"4.5\" width=\"19\" height=\"15\" rx=\"2.5\"\/><path d=\"m3.5 6.5 8.5 6.5 8.5-6.5\"\/><\/svg><\/span><span class=\"kcv-fb-txt\">Send your documents<span class=\"kcv-fb-n\">confidential form<\/span><\/span><\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<div class=\"kcv-news-band\"><h2>The latest <em>news.<\/em><\/h2><\/div>\n<\/div>\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"My platform is asking for a tax to release my capital: what should I do?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Do not pay. In investment fraud cases, a demand for a tax on profits, administration fees or a guarantee at the moment of withdrawal is a recurring method: it extracts one last payment without ever releasing the funds. In a case decided by the Paris Court of Appeal, savers had paid more than \u20ac47,000 presented as a tax, without recovering the \u20ac60,000 they expected, and then discovered that the company had been struck off. The court nevertheless dismissed the couple's action against the bank, holding that \u201cthe customer is at liberty to dispose of their savings as they see fit, and to change their management habits, without this justifying any intervention by the bank holding the account\u201d (our translation) (CA Paris, p\u00f4le 5 ch. 6, 19 March 2025, No. 23\/19538). The lesson is twofold: the blockage should trigger an immediate halt to payments, and an action against the bank never rests on the loss alone. Keep the messages demanding the tax, the screenshots of the balance displayed and the statements, inform your bank, then file a criminal complaint with the complete list of transfers.\"}}, {\"@type\": \"Question\", \"name\": \"Must the bank reimburse transfers made to a fake investment?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Not automatically. The transfers you ordered are authorised transactions within the meaning of Article L. 133-6 of the French Monetary and Financial Code (Code mon\u00e9taire et financier), which rules out the refund regime for unauthorised transactions. The bank's liability is then based on the general law of Article 1231-1 of the French Civil Code (Code civil) and on its duty of vigilance. The Court of Cassation has recalled that \u201cthe banker's duty of non-interference in its customer's affairs yields, by virtue of its duty of vigilance, only in the case of an apparent anomaly\u201d (our translation) (Cass. com., 2 May 2024, No. 22-17.233), and it dismissed the appeal. In practical terms, the saver must show that something visible to the bank, at the time of the transfer, should have alerted it: a beneficiary known to be fraudulent, an atypical destination, a manifest inconsistency with the usual operation of the account. A high or unusual amount is not always enough. The firm examines the statements and the orders one by one before advising on a complaint or an action, because a poorly supported claim risks being dismissed.\"}}, {\"@type\": \"Question\", \"name\": \"Does a platform on the AMF blacklist make the bank liable?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Only if the bank could see it. The Paris Court of Appeal ordered a bank to pay damages after it executed payments although the beneficiary was on the blacklist and appeared on the statement, relying on \u201cthe mention on the statement, drawn up by the bank itself, of a payment beneficiary entered on the AMF blacklist at the time of the transaction\u201d (our translation) (CA Paris, p\u00f4le 5 ch. 6, 9 July 2025, No. 23\/10785). Conversely, the same chamber ruled out liability where the transfers were made to companies other than the listed platform, in countries of the European Union that \u201cwere not placed in particularly high-risk zones\u201d (our translation) (CA Paris, p\u00f4le 5 ch. 6, 26 November 2025, No. 24\/08247), and where the listing came after the transfers (CA Paris, p\u00f4le 5 ch. 6, 30 April 2025, No. 23\/05410). Two dates therefore matter: that of the AMF publication and that of each transfer. The name of the beneficiary as it appears on the statement counts as much as the platform's trading name. The firm compares these elements before any complaint.\"}}, {\"@type\": \"Question\", \"name\": \"Can my own share of responsibility reduce the compensation?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Even where the bank is found at fault, the judge may reduce the compensation by taking the saver's negligence into account. In the case in which the Paris Court of Appeal found the bank in breach, it also noted that the customer had contributed to their own loss by failing to find out about their contact and \u201cby yielding to the promise of substantial gains through the supposed acquisition of unusual and unregulated products\u201d (our translation) (CA Paris, p\u00f4le 5 ch. 6, 9 July 2025, No. 23\/10785). The compensation awarded was lower than the sum claimed and the claim for non-material harm was rejected for lack of an established causal link. Redress also often takes the form of loss of an opportunity, not full reimbursement of the transfers. The response to this argument should therefore be prepared from the outset: the saver's profile, the documents received, the apparent seriousness of the platform, the pressure techniques used and the verification steps taken. These elements do not remove the victim's fault, but they weigh on the share left to be borne by them.\"}}, {\"@type\": \"Question\", \"name\": \"How can I prove an investment fraud when the site has disappeared?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"The evidence is rebuilt from what you hold and from what third parties hold. On your side: bank statements, transfer orders, confirmations through the app, emails, messages, screenshots, contracts and telephone numbers. On the side of third parties: the bank keeps the orders and supporting documents, and Article 145 of the Code of Civil Procedure allows the court to be asked, before any trial, for the investigative measures that are useful where there is a legitimate reason. The urgent applications judge of B\u00e9ziers thus ordered a bank to disclose contested transfer orders, recalling that \u201cthe expiry of the limitation period does not prevent the judge from ordering production of the document that may have been kept\u201d (our translation) (TJ B\u00e9ziers, r\u00e9f\u00e9r\u00e9s, 18 September 2026, No. 26\/00401). The same order, however, limits disclosure to the documents that the bank was required to keep for ten years. You therefore need to act before the documents fall outside that period. A single chronology linking each transfer to a message received then makes the file readable both for the investigator and for the civil judge.\"}}, {\"@type\": \"Question\", \"name\": \"Should I file a criminal complaint for a fraudulent investment, and what is it for?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A criminal complaint is useful, even where the perpetrators are abroad. Fraud requires the use of a false capacity or fraudulent manoeuvres inducing the victim to hand over funds; it is punishable by five years' imprisonment and a fine of \u20ac375,000 under Article 313-1 of the French Criminal Code (Code p\u00e9nal). Providing investment services without authorisation is also punishable under Article L. 573-1 of the French Monetary and Financial Code . The complaint brings the facts to the attention of the authorities and may lead to an investigation that traces the receiving accounts and, if the conditions are met, carries out seizures. It also dates the moment the fraud came to light, which may matter for the limitation period of the action against the bank. Article 85 of the Code of Criminal Procedure (Code de proc\u00e9dure p\u00e9nale) then opens the complaint with civil-party petition before the investigating judge, if the public prosecutor has indicated that no prosecution will follow or if three months have elapsed since a complaint lodged with the prosecutor in return for a receipt or by registered letter with acknowledgement of receipt, or since a copy of the complaint lodged with the investigators was sent in the same forms. Article 2 of the same code reserves the civil action to those who have personally suffered the harm caused by the offence.\"}}, {\"@type\": \"Question\", \"name\": \"What is the time limit for acting against the bank after a fake investment?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A liability action against the bank is subject to a five-year limitation period running from the day the saver knew or should have known the facts enabling them to act (Article 2224 of the Civil Code). The whole debate concerns this starting point. The bank often argues that the customer should have had doubts from subscription or from the absence of income. The Limoges Court of Appeal set this argument aside for a lay saver who had received regular payments from the company, holding that \u201che could only determine that it was doubtful from the day he became aware of this fraud\u201d (our translation) (CA Limoges, ch. civ., 29 April 2026, No. 25\/00620). It took the date of his complaint and declared his action admissible. This outcome depends on the facts: payments received, public warnings, AMF sanctions, exchanges with the intermediary. In criminal law, the public prosecution of offences (d\u00e9lits) is subject to a six-year limitation period under Article 8 of the Code of Criminal Procedure. The firm fixes the most cautious date and acts accordingly.\"}}, {\"@type\": \"Question\", \"name\": \"Several savers are victims of the same platform: can we act together?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, through several routes that follow distinct conditions. Associations whose stated corporate purpose expressly includes the defence of investors in financial securities or products may act before any court, including by civil-party petition, for facts harming the collective interest of investors, provided they are approved or meet the voting-rights criteria set out in the text and have sent their articles of association to the AMF (Article L. 452-1 of the French Monetary and Financial Code). Where several individual investors have suffered individual harm caused by the same person and having a common origin, such an association may bring an action for compensation in their name if it has been given a written mandate by at least two of them (Article L. 452-2 of the French Monetary and Financial Code). The class action was also reformed by Article 16 of Law No. 2025-391 of 30 April 2025 , which in principle reserves it to associations approved for that purpose and opens it for a single breach, or a breach of the same nature, by a professional. Persons who could act under the former regime keep that option for two years from 3 May 2025, and actions brought before publication of the law remain subject to the former provisions. Before the criminal court, each victim may also join the same proceedings as a civil party. The choice depends on the identity of the solvent parties responsible, the number of victims and the shared evidence. The firm can act for a single saver or for a coordinated group, ensuring that each claim remains individualised.\"}}, {\"@type\": \"Question\", \"name\": \"Can a class action succeed for lost investments?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It remains demanding. Before the reform that came into force on 3 May 2025, the Paris judicial court (tribunal judiciaire) declared inadmissible a consumer association's class action concerning structured funds, recalling that it is for the claimant association to prove a breach by the professional that caused individual harm to consumers in a similar situation (TJ Paris, actions de groupe, 3 April 2024, No. 18\/02914). The text then applicable has been repealed and replaced by the unified regime of Article 16 of Law No. 2025-391 of 30 April 2025 , which covers a single breach or a breach of the same nature and makes it possible to seek cessation of the breach, compensation for the harm, or both. The logic remains: there must be an identified and solvent defendant, often a bank or an intermediary, and a demonstrable common breach. Against anonymous fraudsters based outside the European Union, the class action offers little; a coordinated criminal route and an individual action against the bank then remain more realistic.\"}}, {\"@type\": \"Question\", \"name\": \"The investment company is in liquidation: can I still act alone?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Not always. Where the issuing company is in judicial liquidation, only the liquidator has standing to act in the collective interest of the creditors. In the Aristophil case, investors accused the banks of having enabled the fraud; the Court of Cassation dismissed their appeals, holding that \u201cthe harm resulting from a fault that contributed to the cessation of payments is therefore collective harm for which only the liquidator may seek compensation\u201d (our translation) (Cass. com., 10 June 2026, No. 24-18.425). The investors who claimed the sums declared in the insolvency were held inadmissible. This unfavourable decision requires a distinction between two kinds of harm: that corresponding to a fraction of the liabilities, reserved to the liquidator, and separate harm of the saver's own, which the saver might still invoke, for example against their own bank for a breach towards them. Filing the claim within the time limit remains essential. The firm checks the state of the insolvency proceedings before any writ of summons.\"}}, {\"@type\": \"Question\", \"name\": \"A fake savings account in the name of a real bank: who is liable?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Impersonating a well-known bank makes the investment credible: letterhead documents, a fake adviser, rates above the market, then a transfer to an account opened elsewhere. The imitated bank is not, as a matter of principle, a debtor to the saver who was not its customer. The question shifts to the bank that executed the transfers and, sometimes, to the one that opened the receiving account. For the first, the Court of Cassation requires a detectable anomaly. In a case of forged transfer orders, it endorsed a court of appeal that had ruled out fault after finding that the transfers remained within the agreed limits, were covered by the balance and that \u201cthe destination of the transfers was an account held in the books of an authorised bank in a European Union member state that did not particularly attract attention in terms of security\u201d (our translation) (Cass. com., 12 June 2025, No. 24-10.168), the appeal being dismissed. A destination within the Union is therefore not, in itself, an anomaly. Everything the bank knew needs to be documented: stated purpose, exchanges at the branch, limits raised, alerts received. Immediate notification to the bank whose identity was used also helps the investigation.\"}}, {\"@type\": \"Question\", \"name\": \"Can an investment taken out with an unauthorised provider be annulled?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Not on the sole basis of the lack of authorisation. Article L. 532-1 of the French Monetary and Financial Code makes the provision of investment services subject to authorisation, and the chairman of the AMF may serve formal notice on operators of unauthorised online offers, then ask the president of the Paris judicial court to order them blocked, under Article L. 621-13-5 of the French Monetary and Financial Code . But the Court of Cassation holds that failure to meet the authorisation requirement \u201ccannot have the effect of rendering the contracts entered into null\u201d (our translation) (Cass. com., 9 July 2025, No. 23-15.492). It does accept, however, that this failure engages the provider's civil liability where it causes its counterparty personal and direct harm linked to the loss of the safeguards that authorisation provides. The judgment concerned an underwriting service between companies and addresses only the lack of authorisation: it rules neither on other investment services nor on a nullity based on another ground, which remains to be examined in light of the facts. For the saver, the safest route on this ground is therefore compensation, and it requires an identifiable and solvent defendant. Against an anonymous platform, the criminal complaint and the examination of the bank's liability take over.\"}}, {\"@type\": \"Question\", \"name\": \"Can the CIVI compensate the victim of a fake investment?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Within certain limits. Article 706-14 of the Code of Criminal Procedure allows the victim of a fraud who cannot obtain effective and sufficient redress, and who is as a result in a serious material or psychological situation, to apply for compensation if their resources are below the ceiling for partial legal aid. The compensation is capped at three times the monthly amount of that ceiling: it never compensates for substantial savings. The Nancy Victims' Compensation Commission (CIVI) also declared inadmissible an application made after the death of the victim of a large-scale fraud, noting that \u201cthe successors of the deceased victim have no standing, solely as the victim's heirs, to claim the benefit of the compensation\u201d (our translation) (TJ Nancy, CIVI, 21 January 2025, No. 24\/00794). The application must therefore be made by the victim in person, with proof of resources and proof that redress cannot be obtained elsewhere. This route complements the others; it does not replace them.\"}}, {\"@type\": \"Question\", \"name\": \"A website promises to recover my funds for a fee: is it reliable?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Caution is required. After a fake investment, victims often receive offers from recovery companies, so-called investigators or fake lawyers who demand advance fees, a percentage or remote access to the computer. These approaches frequently follow the same pattern as the original fraud. Before any exchange, verify the identity of the person contacting you: a lawyer is registered with a bar, and that registration can be checked with the bar concerned. No serious professional can guarantee the return of the funds, because it depends on identifying the accounts, on the seizures made in the investigation and on the solvency of those responsible. Do not give banking credentials or a copy of an identity document to an unverified contact. The firm examines the documents in a preliminary review, with no promise of result, and indicates which routes remain open in light of the case law, including where it is unfavourable. 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data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. 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Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2157083 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2157083 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/tim-schmidbauer-EnC5f7At4ac-unsplash-1-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2157083 post-2157083 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/25\/foreign-company-france-unpaid-invoice-penalties-injonction-payer-abroad\/\">Your French Client Has Not Paid: Late-Payment Penalties, the 40 Euro Fee and the Injunction-to-Pay While You Live Abroad<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. Rendre la carte cliquable (Simule le lien)\n    const cards = document.querySelectorAll('.card-item');\n    \n    cards.forEach(card => {\n        card.style.cursor = 'pointer';\n        \n        \/\/ On cherche l'URL dans le titre de la carte\n        const titleLink = card.querySelector('.card-title a');\n        let url = titleLink ? titleLink.href : null;\n\n        if (url) {\n            \/\/ Clic sur toute la carte\n            card.addEventListener('click', function(e) {\n                \/\/ Si on ne clique pas d\u00e9j\u00e0 sur un bouton ou un autre lien valide\n                if (!e.target.closest('a') && !e.target.closest('button')) {\n                    window.location.href = url;\n                }\n            });\n        }\n\n        \/\/ 2. Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2157055 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2157055 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/allison-saeng-Hpw4nI_QUWQ-unsplash-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2157055 post-2157055 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/25\/foreign-company-france-corporate-bank-account-refusal-abroad\/\">Your French Bank Won&#8217;t Open a Corporate Account While You Live Abroad: Right to an Account, Banque de France Designation and the Anti-Money-Laundering Wall<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. Rendre la carte cliquable (Simule le lien)\n    const cards = document.querySelectorAll('.card-item');\n    \n    cards.forEach(card => {\n        card.style.cursor = 'pointer';\n        \n        \/\/ On cherche l'URL dans le titre de la carte\n        const titleLink = card.querySelector('.card-title a');\n        let url = titleLink ? titleLink.href : null;\n\n        if (url) {\n            \/\/ Clic sur toute la carte\n            card.addEventListener('click', function(e) {\n                \/\/ Si on ne clique pas d\u00e9j\u00e0 sur un bouton ou un autre lien valide\n                if (!e.target.closest('a') && !e.target.closest('button')) {\n                    window.location.href = url;\n                }\n            });\n        }\n\n        \/\/ 2. Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2157013 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2157013 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/getty-images-p1ZW7qeVRyE-unsplash-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2157013 post-2157013 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/25\/foreign-company-france-sas-pay-abroad-salary-dividends-management-fees\/\">Your French SAS Pays You While You Live Abroad: Salary, Dividends or Management Fees<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. Rendre la carte cliquable (Simule le lien)\n    const cards = document.querySelectorAll('.card-item');\n    \n    cards.forEach(card => {\n        card.style.cursor = 'pointer';\n        \n        \/\/ On cherche l'URL dans le titre de la carte\n        const titleLink = card.querySelector('.card-title a');\n        let url = titleLink ? titleLink.href : null;\n\n        if (url) {\n            \/\/ Clic sur toute la carte\n            card.addEventListener('click', function(e) {\n                \/\/ Si on ne clique pas d\u00e9j\u00e0 sur un bouton ou un autre lien valide\n                if (!e.target.closest('a') && !e.target.closest('button')) {\n                    window.location.href = url;\n                }\n            });\n        }\n\n        \/\/ 2. Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2156883 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2156883 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/getty-images-p1ZW7qeVRyE-unsplash-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2156883 post-2156883 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/25\/foreign-company-france-sas-capital-increase-cash-call-filing-abroad\/\">Your French SAS Needs Cash From Abroad: Increase Capital, Call Up Unpaid Shares or Lend Instead \u2014 Filing and New Kbis Without Flying to Paris<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. Rendre la carte cliquable (Simule le lien)\n    const cards = document.querySelectorAll('.card-item');\n    \n    cards.forEach(card => {\n        card.style.cursor = 'pointer';\n        \n        \/\/ On cherche l'URL dans le titre de la carte\n        const titleLink = card.querySelector('.card-title a');\n        let url = titleLink ? titleLink.href : null;\n\n        if (url) {\n            \/\/ Clic sur toute la carte\n            card.addEventListener('click', function(e) {\n                \/\/ Si on ne clique pas d\u00e9j\u00e0 sur un bouton ou un autre lien valide\n                if (!e.target.closest('a') && !e.target.closest('button')) {\n                    window.location.href = url;\n                }\n            });\n        }\n\n        \/\/ 2. Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2156702 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2156702 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/pawel-czerwinski-mIT9kEQBC6Q-unsplash-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2156702 post-2156702 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/24\/foreign-company-france-hire-first-employee-dpae-contract-trial-pay-abroad\/\">Hiring Your First French Employee While You Live Abroad: DPAE, Contract, Trial Period, Pay and Registration<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. Rendre la carte cliquable (Simule le lien)\n    const cards = document.querySelectorAll('.card-item');\n    \n    cards.forEach(card => {\n        card.style.cursor = 'pointer';\n        \n        \/\/ On cherche l'URL dans le titre de la carte\n        const titleLink = card.querySelector('.card-title a');\n        let url = titleLink ? titleLink.href : null;\n\n        if (url) {\n            \/\/ Clic sur toute la carte\n            card.addEventListener('click', function(e) {\n                \/\/ Si on ne clique pas d\u00e9j\u00e0 sur un bouton ou un autre lien valide\n                if (!e.target.closest('a') && !e.target.closest('button')) {\n                    window.location.href = url;\n                }\n            });\n        }\n\n        \/\/ 2. Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2156668 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2156668 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/alex-vasey-F5HtPjpBb9k-unsplash-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2156668 post-2156668 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/24\/foreign-company-france-management-fees-transfer-pricing-file-defence-abroad\/\">Your French Subsidiary Pays Management Fees to Its Foreign Parent While You Live Abroad: Transfer Pricing File, Deduction and Reassessment Defence<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. Rendre la carte cliquable (Simule le lien)\n    const cards = document.querySelectorAll('.card-item');\n    \n    cards.forEach(card => {\n        card.style.cursor = 'pointer';\n        \n        \/\/ On cherche l'URL dans le titre de la carte\n        const titleLink = card.querySelector('.card-title a');\n        let url = titleLink ? titleLink.href : null;\n\n        if (url) {\n            \/\/ Clic sur toute la carte\n            card.addEventListener('click', function(e) {\n                \/\/ Si on ne clique pas d\u00e9j\u00e0 sur un bouton ou un autre lien valide\n                if (!e.target.closest('a') && !e.target.closest('button')) {\n                    window.location.href = url;\n                }\n            });\n        }\n\n        \/\/ 2. Nettoyer les liens DANS le texte (Expos\u00e9 des motifs, etc.)\n        const content = card.querySelector('.elementor-widget-theme-post-content');\n        if (content) {\n            const links = content.querySelectorAll('a');\n            links.forEach(link => {\n                \/\/ Remplace le lien <a href=\"...\">Texte<\/a> par un simple <span>Texte<\/span>\n                const span = document.createElement('span');\n                span.innerHTML = link.innerHTML;\n                link.replaceWith(span);\n            });\n        }\n    });\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style id=\"loop-dynamic-1983483\">.e-loop-item-2156642 .elementor-element.elementor-element-5bca5836:not(.elementor-motion-effects-element-type-background), .e-loop-item-2156642 .elementor-element.elementor-element-5bca5836 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/kohenavocats.fr\/wp-content\/uploads\/2024\/11\/shubham-dhage-ICCn56-jyuw-unsplash-scaled.webp\");}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1983483\" class=\"elementor elementor-1983483 e-loop-item e-loop-item-2156642 post-2156642 post type-post status-publish format-standard has-post-thumbnail hentry category-decryptage category-doing-business-in-france\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-5bca5836 card-item e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"5bca5836\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf2e8 card-title elementor-widget elementor-widget-heading\" data-id=\"daf2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/kohenavocats.fr\/en\/2026\/10\/24\/foreign-company-france-shareholder-loan-compte-courant-abroad\/\">Your French Subsidiary Needs Cash From Abroad: Shareholder Loans (Compte Courant d&#8217;Associe), Interest, Approval and Getting Repaid<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e11a6 elementor-widget elementor-widget-html\" data-id=\"b7e11a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <script>\n  (function() {\n    let attempts = 0;\n    const maxAttempts = 20; \/\/ 20 tentatives = 10 secondes max\n\n    function tryClean() {\n      attempts++;\n      console.log('Tentative', attempts);\n\n      \/\/ Cherche TOUS les conteneurs possibles\n      const containers = document.querySelectorAll(\n        '.elementor-widget-theme-post-content .elementor-widget-container, ' +\n        '.card-item [class*=\"post-content\"], ' +\n        '.elementor-loop-container [class*=\"widget-container\"]'\n      );\n\n      console.log('Conteneurs trouv\u00e9s:', containers.length);\n\n      if (containers.length === 0 && attempts < maxAttempts) {\n        \/\/ R\u00e9essaye dans 500ms\n        setTimeout(tryClean, 500);\n        return;\n      }\n\n      let cleaned = 0;\n\n      containers.forEach(function(container) {\n        const html = container.innerHTML;\n\n        if (html && html.includes('Expos\u00e9 des motifs')) {\n          console.log('Nettoyage en cours...');\n          const parts = html.split('Expos\u00e9 des motifs');\n          if (parts[1]) {\n            container.innerHTML = parts[1].trim();\n            cleaned++;\n          }\n        }\n      });\n\n      console.log('Cartes nettoy\u00e9es:', cleaned);\n\n      \/\/ Si rien n'a \u00e9t\u00e9 nettoy\u00e9 et qu'on a encore des tentatives\n      if (cleaned === 0 && attempts < maxAttempts) {\n        setTimeout(tryClean, 500);\n      }\n    }\n\n    \/\/ Lance au chargement\n    if (document.readyState === 'loading') {\n      document.addEventListener('DOMContentLoaded', tryClean);\n    } else {\n      tryClean();\n    }\n  })();\n  <\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaeb6b elementor-widget elementor-widget-html\" data-id=\"bcaeb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener(\"DOMContentLoaded\", function() {\n    \n    \/\/ 1. 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A blocked investments lawyer in Paris can act when your investment platform refuses a withdrawal, demands a tax or fees before any refund, or stops answering. Before you send another euro, the evidence has [&hellip;]<\/p>\n","protected":false},"author":251031307,"featured_media":2157182,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2161319","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Blocked Investments Lawyer Paris | Kohen Avocats<\/title>\n<meta name=\"description\" content=\"Blocked investments lawyer in Paris: frozen savings, bank liability and collective action, with the evidence to secure. 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